7 Ways to Prevent Identity Theft
Personal data that thieves can use to steal your identity can be gathered from your garbage, so be sure that any documents with sensitive information are shredded or otherwise destroyed. Examples of such papers are bank statements, credit card statements, etc.
Empty your mail box quickly. Don’t give identity thieves the opportunity to steal personal documents form your mail box, empty it every day as soon as possible. You can also get a PO Box or locking mail box for added security. You should also never mail bills or letters containing personal checks from home as they can be stolen too.
Keep your social security number safe. Don’t carry your social security card around with you or any other card that has your number on it. Don’t use your number on checks or bills that can be stolen.
Home invaders often steal useful personal information when breaking and entering. Knowing this, the importance of storing your social security card in a safe or lock box becomes apparent.
Leaving receipts in stores, ATM’s, or banks can also be dangerous. When paying with a credit card, you need to ensure that the receipt leaves whatever business establishment you find yourself in with you.
Handing your card over to restaurant employees could prove to be unwise, since more and more employees are using such opportunities to take advantage of unsuspecting customers. If you can’t see what is done with your card, paying with cash or check would be best.
Don’t give personal information out to callers. Even if a call from your bank of financial institution seems legitimate, don’t give them information. Find out the reason for the call and what company they represent and then call them back on a number you know is legitimate to give them information.
You should only respond to junk mail if you are going to be taken off of their mailing list. It would be best to avoid junk mail as much as possible. That way, credit card offers can’t be stolen from your mailbox and the amount of undesired junk mail you receive will be minimized.
